Before I got married I was offered a Yoghurt Maker so I have it for almost 16 years. I barely used it because the Yoghurt didn’t taste as well as the ones we buy. The ones we buy can be very creamy, tasty and flavored so I never bother spending time to improve my yoghurt and just put the yoghurt maker aside.
Now that I’m doing everything I can to cut on my monthly expenses I thought about saving some money and make my own Yoghurt. After 16 years I didn’t …

photo credit: annia316
Telephone vs Cell Phone
First, check the different providers and the plans they have. Stick with a basic plan and forget all those funny stuffs and extras that are dispensable and only make you spend more money. Nowadays wireless carriers offer all the applications that a regular phone offers so you won’t need a regular phone at home. Stick to just one.
Cable
Search for a package that offers all in one – internet and cable. A wireless router will do the trick to have internet all over …

photo credit: annia316
Work together with your spouse
If you are married or living together make sure you and your spouse agree in an agenda when it comes to spending money. Work as a team, keep track of your expenses and work on the budget together.
Home Remedies
Sore throat, tummy ache, vomiting are symptoms that make us rush to the doctor. But before thinking about a doctor’s appointment try some Home Remedies. Ask your mother, grandmother, aunt, for sure they will have some tips for you. For sore throat for instance, …

Can you imagine why did I take a picture of these products? No, they are not going to be used in a recipe.
While tiding up the grocery closet I found these expired date products. I know, it’s a shame that I let products expire but it happened to me. Some of these products where hidden behind other products, some where opened for a long time, others, I didn’t even need them that’s why they expired.
On my to-do-list now I have:

Make an inventory of all the groceries I have
Put …

Receive a FREE fair trade chocolate bar with every order $25 or more. Use code: CHOCOLATE at GildenTree.com!
10% off orders of $35 or more. Use code: FB22810 at GildenTree.com!
$5.00 off Allure products! Minimal Order Subtotal For This Code : $75.00

photo credit: annia316

Dollar Stores
Many years ago, dollar stores offered only off brand products or merchandise of poor quality. Fortunately that has completely changed because now you can walk into a dollar store and find the same name brand of laundry detergent, cleaning products, clothing, school supplies, everything for half or less the price. Check out your local dollar store and enjoy the mountains of savings.
Insurance
Shop around for insurance and work with a good agent that can provide information on discounts such as good student, multi-car discount, …

photo credit: annia316

Family Haircuts

I take care of my husband haircut once it is done with a machine always the same length. Until two years ago I did the same with my son but now that he is almost 11 he wants his own style and that I can’t do. I tried already three hair styling shops and I’ve chosen the one that has special prices for kids, the prices are lower for kids. This allow me to save some money on both my kids. Some hair style shops offer …