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Money Saving Tips: Dollar Stores and Insurance

Laura — Mon, 01 Feb 2010 12:07:57 +0000

ollar Stores

Insurance
Shop around for insurance and work with a good agent that can provide information on discounts such as good student, multi-car discount, etc. Some people think the price of insurance is the same from one company to the next. However, prices can vary dramatically and to ensure you get the best deal, you need to consider all your options. Always check what the insurance covers. For instance if it is a car/rv insurance make sure it covers for instance motorhome towing only in one state or all over the country, if you have an accident if you receive a spare car while you wait for yours to be fixed, etc.. Check all the details before buying the insurance.

Money Saving Tips: Dollar Stores and Insurance is a post from: Buy Better and Have a Better Life

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How to choose the Right Freezer for Your Needs

Laura — Wed, 27 Jan 2010 10:38:23 +0000

I bought my Upright Freezer four years ago when my daughter was almost two years old and my son seven. I had and still have a Combo refrigerator but it no longer had space to keep all the food I wanted. We had a family of four and the necessity of food storage space was needed.

There are Freezers for every taste and we just have to choose the one that meets our needs. At the time I learned what to look for in a freezer.

Important Question: Do you have a small space or an open wide space to put the freezer?

If you have a small space, like I have, you should buy an Upright Freezer.
If you have an open, wide space free you can buy a Chest Freezer.

What are the differences between a Chest Freezer and an Upright Freezer?

A Chest Freezer offers more storage capacity due to its dimensions but you should label all the items you put there and keep an inventory of what is inside so that you don’t lose track of your products.
An Upright Freezer usually has shelves and drawers making it very easy to organize the items even without a label.

My Upright Freezer has two shelves and three drawers. I use one shelf for fish and another for meat. Than in the drawers I put packages of food I buy already frozen.

Important features that should be taken into consideration when buying a freezer:

frost or no-frost
automatic or manual defrost
level of noise
temperature alarm
open door alarm
energy efficiency/energy star-rated

Before buying a Freezer you should compare shopping prices because sometimes from store to store the price varies a lot. There are a lot of models and brands available in the market so the offer is huge.

To remember:

1st – choose the model you want based on the location you have to put the freezer.
2nd – check the features of the freezer, eco-friendly if possible
3nd – shopping comparison and take advantage of shopping deals available.

Happy Shopping.

How to choose the Right Freezer for Your Needs is a post from: Buy Better and Have a Better Life

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Faucets at great Prices

Laura — Thu, 12 Nov 2009 22:51:32 +0000

Do you need some new items for your house like: faucets, sinks or toilets than be informed that if you buy American Standard products you will have big discounts and paying conditions.

An American Standard toilet, kitchen sink or Bathroom Sink Faucets can be bought with free shipping (orders over 99$) and some of the products have up to a 35% discount. Some orders can be payed 90 days after the bought (if $250 or over). Take a look at Faucet.com and check yourself the great conditions they have.

Faucets at great Prices is a post from: Buy Better and Have a Better Life

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Less income means I have to control better my monthly money

Laura — Sat, 10 Jan 2009 09:32:06 +0000

Speaking of starting New Year with two steady incomes and card debt under control I must say that January 5th was definitely not a good day for news about our financial life.

To explain how things work, I have a steady income from my full time work, every month the same amount, I always know how much money I can count with. My husband has a very low steady salary and receives extra hours when he do them, meaning that if he makes 50 extra hours a month he receives his steady salary plus the amount for the 50 hours. Extra hours were a constant so we always counted with them to pay our bills.

Due to the crisis that is going on worldwide, bosses are cutting all extra expenses and trying to negotiate low salaries. On Jan 5th my husband’s boss said he had no money for extra hours so during an unknown period that can be of several months there will be no extra hours and if there is a lot of work and my husband has to do extra hours to finish the work, these hours are going to be paid at very low rates or even for free.
So, starting now, I have much less money to spend on a monthly basis. I really don’t how we are going to do it because we need that extra money to pay for all the expenses we have.

Measures must be taken and shopping is going to be affected. Learning to living modestly, cutting on no essential food is one of those. I know there are great bloggers blogging about saving on shopping and I really I’ve been reading a lot about it. So I made a short list of my priorities, here are 10 tricks to make me save money:

Make a list of what I need
Arrive at the hypermarket with only the money I will need to shop. Take a calculator and don’t go shopping when I’m hungry or depressed.

Check the cashier ticket
Claims increased in the last months. I have to check the ticket before I leave the cashier to avoid problems.

The hypermarket must stick with what is written in the leaflets give away with promotions.
In case there is a difference between the leaflet prices and what are in the shelves, I’ve got to claim the lower amount.

Don’t search in places with excellent offers but low price products.
I spend gas and I probably will get the product at the same price in another place or in another day.

Prefer cheaper products
Buying white brands is a good strategy to save some money and usually they are of the same quality of the well known branded products.

Go straight ahead to the section where the products I need are
Walking along main corridors just makes me buy products I don’t need

If I don’t need, don’t buy
I can’t get tempted by promotions/sales by buying some product I don’t need but as they are on promotion I want to take advantage of it. Valuing my money and thinking twice before spending it is something I always did but that sometimes I forget and regret later.

Be careful with the Take 2 by the price of 1
These products are worth buying if I really need them and use them. I have to make sure which is the unit price to check if it’s worth taking advantage or not of the promotion.

Teach my kids to buy
If possible I always go shopping without my kids at least. They ask for everything and most of the time I end up buying products they won’t use and they don’t need. Other times I get surprised with some product that show up in the basket that I didn’t knew about.

When you finish your shopping, take a close look to your basket.
Don’t feel shy if you really that you bought a product that it’s more expensive than one you found in another shelf that has the same quality and do the job.

If you have some more tips for me just leave a comment or a link so that I can check what you do to save money.

Less income means I have to control better my monthly money is a post from: Buy Better and Have a Better Life

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A Laptop is an essential tool to blog

Laura — Sat, 20 Dec 2008 23:32:24 +0000

Here I am writing from my Toshiba Satellite, my best buy from 2007. Although I work in an office my laptop continues to be one of my best acquisitions because it allows me to do my hobby and my second work…blogging. I can be in the living room, in the garden, in bed and still blog. If you don’t have you, you should get one for Christmas.

A Laptop is an essential tool to blog is a post from: Buy Better and Have a Better Life

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Last weekend I became more Green Living

Laura — Wed, 10 Dec 2008 23:42:55 +0000

I can say I’m a little more Green Living now.

Last weekend my DH bought energy saving lights for almost all rooms in the house. I say almost because the kitchen still has the old fluorescent light. It is a major change in the house environment, before I had yellowish rooms due to the old light bulbs and now I have white rooms.

The energy saving lights are very expensive but it was an investment and I’m happy with the result.

However energy saving lights have a disadvantage, as the room are brighter and really white, all the dirty spots on the walls are visible…so kids be careful with your hands on the wall!!

Although more expensive than regular lights (but cheaper than Ferrari parts), energy saving lights are a “must have” in every house. You end up saving energy, your electricity bill decreases and with the money you save you pay the investment you made when buying the lights and you keep saving every month.

Note: This is a cross post with my Family Blog – Laura’s Daily Life.

Last weekend I became more Green Living is a post from: Buy Better and Have a Better Life

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Gift Guides, important guides for the holiday season

Laura — Wed, 10 Dec 2008 23:05:31 +0000

It’s raining it’s cold and you still need to do some shopping. Why leave home when you have all the stores at the distance of a fingertip? With ShopWiki.com you have access to all the Online stores available on the web for free.

Once we are close to the holiday season you might want to take a look at the directory of Gift Guides. Here you have available several categories like:

Christmas Gifts
Gifts for Wives
Gifts for Husbands
Gifts for Babies
Gifts for Artistic People
Gifts for Gamers
Gifts for several holiday celebrations
among others.

All the categories have detailed information on how to buy certain gifts. For instance, if you want to buy a Christmas Gift you can check the general guide, when you have decided which gift you are going to buy, let’s say a Sony Vaio TXN10 just click in the Electronic Gifts the Holidays category, check the Sony Vaio TXN10 area and click on the link and you will be directed to the stores that have the product available.

The directory is very easy to use, easy to navigate and the information is detailed and easy to understand. Take a look at the buying guides and learn the secrets about buying certain gifts.

Gift Guides, important guides for the holiday season is a post from: Buy Better and Have a Better Life

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Steal Lindsay Lohan’s look for an affordable price

Laura — Wed, 10 Dec 2008 21:53:10 +0000

Do you want to steal Lindsay Lohan’s Hobo and have her look? No, you don’t have to steal it because you can buy it. Yes you read right, you can buy Lindsay’s look for just $47,99. This is really affordable and a terrific Christmas gift.

Details:
Made by Python Faux Leather Material.
Top Zip Closure.
Detachable Shoulder Strap.
Interior Zip Pocket.
Cell and Sunglass Pockets.
Measures 23L x 12H x 1W inches.
Brand: Gucci Inspired

Check out the new arrivals at Accessory Bug. Among others:

Be fashionable this season just like the starts with quality products at very affordable prices.

Use the coupon code: holiday20 for additional 20% off any purchase. This promotion ends on January 31st!

Steal Lindsay Lohan’s look for an affordable price is a post from: Buy Better and Have a Better Life

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Buy Solar Christmas Lights, save money and the environment

Laura — Sun, 07 Dec 2008 14:47:33 +0000

Usually I only use Christmas Lights on the Christmas Tree inside the house and leave the front yard free of lights as a way of saving money on electricity. But now there is the possibility to have the house all lighten up without spending a $ in electricity. How? Check these Solar Powered Christmas Lights. No outlet is needed, they are charged by the sun during the day and they turn on automatically when the sun goes down. This set has 60 lights and it’s 26′ foot length.

These type of lights help you save on your electricity account. If you haven’t done so yet, replace your indoor light with energy saving lights, don’t forget your emergency lights, they can also be eco-friend.

Be more “Green Living” and Have a Better Life!!

Buy Solar Christmas Lights, save money and the environment is a post from: Buy Better and Have a Better Life

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Gift Baskets with Essential Food

Laura — Sat, 29 Nov 2008 16:18:26 +0000

We all talk about Christmas GiftsChristmas Gifts for our kids, toys, games are the gifts everyone talks about. What about grandparents, mothers and dads? What will they receive?

This year and once food is very expensive I’m thinking about giving gift baskets to my mother and mother in law. I will choose about a dozen to twenty essential food products and build a basket. This will be a helpful gift and can be used to cook meals.

What about you. Are you thinking about giving gift baskets?

Gift Baskets with Essential Food is a post from: Buy Better and Have a Better Life