Money Saving Tips: Beg, Beg and Beg
Beg, Beg and Beg for lower prices has been my technique lately, and today I got some “fruits”.
This morning I went to my insurance company office and I told them I had a better price and I needed them to lower my life insurance price. After quite a few excuses that I already had a good price, that I had an excellent plan, etc. etc. , I kept telling the lady that I was jobless, two kids, finances were really tough, she decided to talk to her boss in the main office. She asked for my mobile number and said she was going to call me later with the verdict.
Before I left the office she asked me if my parents have a life insurance because they have affordable life insurance for seniors and that I could tell them to ask for a quote. It’s amazing how these people are always trying to sell other insurance plans, but that’s fine, it’s their job.
Well, I went home and 1 hour later I received a call saying that they could reduce me the price in €53 (+/- $71) annually. Better than nothing. I’m going to sign the papers this afternoon.
If you want a lower price don’t be ashamed to beg and beg. They are the ones that rob us. Sometimes they can make lower prices but they don’t tell the costumers.
photo credit: Thomas Huston
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It definitely pays to haggle, or even beg!
I recently went out to buy two pairs of shoes (I don’t usually buy two pairs at a time though). One of the pairs had a small defect, but it was nothing that would detract from the shoes or cause any real issues. I asked if they could discount that pair and the shop assistant readily agreed but said that 10% was the maximum I could get since that was all that ‘head office’ would allow.
I put on my best look of disdain and said that I though 10% was a tad on the low side. I then suggested that since she was allowed to discount 10% without permission, she could discount both pairs by 10% to make up for it being a low amount. She agreed and I got both pairs discounted. It pays to make your feelings known.