photo credit: annia316

• Family Haircuts

I take care of my husband haircut once it is done with a machine always the same length. Until two years ago I did the same with my son but now that he is almost 11 he wants his own style and that I can’t do. I tried already three hair styling shops and I’ve chosen the one that has special prices for kids, the prices are lower for kids. This allow me to save some money on both my kids. Some hair style shops offer family deals and you pay as a family package.

Idea: Many families take care of their own haircuts and put the money they would have spent aside as a vacation fund. This system works out perfectly.

• Stock Up

Lately I have been paying more attention to discounts and bargains. Usually I shop in the hypermarket every week and I have a client card where some discounts are deposited. So, I always look for client’s card discounts, every week they 50% card discount meaning you pay the entire price on the shopping day but the next you have 50% of the product price on your card which you can use to make other shopping. Although we give the money upfront we get it back some other day. When I see a product with 50% card discount instead of buying only one item, I buy 2 or 3.

I do the same with brand discounts. Some brand sometimes have campaigns where you can buy a certain product at a lower price or there are packages where you buy 3 for the price of 2 or 2 for the price of 1. In this case I also buy extra items to same money.

Make sure you always check if the single item is more expensive that the price you are going to get with the discount. Sometimes certain campaigns can be a little tricky.

Attention: I only do this in items I use frequently.

• Pay on Time

Some companies change fees if you don’t pay the bills on time. You can avoid those fees by having a visible calendar where you write down the due payment dates or you can do as I do: I have almost all my house bills changed directly to my bank account. At least electricity, gas, water and insurances are paid through that method.

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