Avoid Temptations:
If you have a particular weakness, stay away from it. If you love to gamble, stay out of the casinos. If you have a weakness for shoes, drive past your favorite shoe store. While avoiding temptation is hard, it is also necessary in order to save money. When you want to give into your temptation, this is the time to use your “allowance”.
Make your Own Gifts:
If you ask people if they prefer a store bought or handmade gift, the majority would choose the latter. Handmade gifts are individualized and …